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Howard is a Legend

Howard J. Ruff, author and financial advisor, has remained in the public eye for more than three decades. He is founder and editor of the The Ruff Times Financial Newsletter.

Read the fascinating chapter "About the Author, by the Author"

In 1975, Howard began publication of The Ruff Times, a groundbreaking financial advisory newsletter. Since then, The Ruff Times had more than 600,000 subscribers -- the most read financial advisory newsletter in the world. .

Howard Ruff has been a fixture in the financial-advice world for 34 years. His book How to Prosper During the Coming Bad Years, published in 1977, is still the world champion. It is the biggest-selling financial book in history with over 2.6 million copies sold and was on the top of the New York Times best-seller list for two years in both hard cover and paperback.

His newsletter, The Ruff Times, has had over 600,000 subscribers and counting. Howard says he won’t retire until he has to be hauled off the field of battle on his shield. He sometimes complains, “I have a 35 year-old brain in a 78 year-old body,” and he has never lost his interest in following the financial world and the politics that underlies it.



Life’s tragedy is that we get old too soon and wise too late. —Benjamin Franklin

If you are going to listen to my ideas, you have every right to know what kind of a guy I am. I thought a little bit of history might be appropriate—and hopefully enjoyable.

I was born with a wooden spoon in my mouth. My mother was widowed when I was only six months old. We were poor but I didn’t know it, because in the depths of the Great Depression everybody else was poor too. We were actually too poor to afford a father. My Mom literally took in sewing to feed my eleven-years-older brother Jim and me.

By the time I was nine years old, I knew what I wanted to be when I grew up: a writer? a financial advisor? a Prophet of Doom? None of the above! I was a really good boy soprano, and I knew I wanted to be a singer on Broadway or at the Met someday...

read the rest of the fascinating chapter "About
the Author, by the Author."

Howard has been a charming and engaging fixture on every major talk show, including Oprah, Good Morning America, the Today Show, Regis and Kathy Lee, Donahue, NightLine, Wall Street Week, Crossfire, and others – often multiple times. Read the fascinating chapter "About the Author, by the Author," for an in-depth look into the life of Howard Ruff.

And the Ruff Times is Legendary

Howard Ruff's observations are sharp and provocative. His megaselling
financial book, "How To Prosper During The Coming Bad Years," published in 1977, revealed his highly acclaimed wisdom and insight on economics, politics, and investments in easy-to-understand terms. His newest book, How to Prosper in the Age of Obamanomics, which new subscribers will get free, is the most important book you will read this year.

And now he will guide you through the 2007 economic collapse. His profitable investment recommendations include gold and silver, Investing For Income (high-yield, but safe low-risk investments). He also follows stocks, interest rates, bonds, the economy, and gold-mining stocks very closely.