Terms & Conditions

Respect
You agree to respect the work presented on this site and the other subscribers. You vow not to share your password with anyone. The reports presented on this site are the property of The Ruff Times and should not be distributed by subscribers in any way. Emailing reports and posting them on the Internet is strictly prohibited.

Refund Policy
Refunds will only be honored during the first 3 months of a new Annual Subscription. The trial is not offered on Quarterly subscriptions.

Privacy
We respect you privacy and will not sell your personal information to anyone, for any reason.

Indemnification
You have read all disclaimers on the site and agree to completely indemnify Cyrus First from any claim related to the content or operation of this website resulting from or in connection with the products or services, messages, programs, infringement or any claim for libel or slander or for violation of copyright, trademark or other intellectual property rights. You subscribe at your own risk.