Before you make your decision, let me show you a sampling of what some people you may have heard of have said about me in the past.

"In my opinion, Howard Ruff comes up with more economic insights in a single week than most economists come up with in a lifetime."

William E. Simon, former Secretary of the Treasury

" Howard Ruff has done as much or more than anybody in this country to focus public attention on the underlying monetary problems, faced not only by the United States , but all over the world."

Phil Gramm, former U.S. Senator and economics professor

" Howard Ruff finally takes the "con" out of economics. He is not only one of the most interesting observers of our economic system and what makes it tick, he writes about it in his own no-nonsense manner, which every working man and woman can appreciate and understand."

Howard Jarvis, father of California 's famous Proposition 13

"Howard Ruff has impact in Washington because _ people believe him."

Jack Anderson, investigative reporter

"What I like about Howard is he's very principled, you don't have to figure out what his principles are. He says what he thinks is right. And he's very effective."

James Hansen , Utah Congressman

"Besides containing excellent investment advice (I made over 60% on the most recent recommendation that I followed), it teaches more real world economics than any of the economics textbooks that I used in my classes during the last 40 years."

R. Clites, Economics professor, Milligan College , TN